A fancy word for ‘financially protecting what you can’t afford to lose’, for example the income that feeds your family and pays for the roof over your head, wealth protection is simply necessary insurance against the loss of income, money, savings and assets that ensures security and peace of mind for our clients.
Just as anyone with a financially dependent family should have life insurance, those with significant financial obligations and multiple dependents should have wealth protection – a safety net insuring your assets for financial security.
Once tailored, wealth protection is regularly reviewed as your finances evolve, maintaining optimum protection without wasting a single cent.
As specialists in this area of Financial Planning, Hello Wealth advisers determine the exact cover clients require and perfect its structure for maximum benefit while eliminating excess costs.
Talk to us today about the best strategies for emotionally and surviving financially in the event of the unexpected death, injury or illness of yourself or a family member.
Total Permanent Disablement Cover provides a lump sum should you become unable to work and helps to repay medical expenses and major debts as well as providing for your future.
Trauma Cover provides a lump sum for those diagnosed with medical conditions that require certain procedures such as a heart attack, major organ transplant, cancer or stroke, as outlined in their policies.
It is specifically designed to help cover medical costs and living expenses, providing financial security during the recovery period.
Hello Wealth advises insuring the ability to earn an income just as we insure cars, homes and health.
Consider for a moment the knock on effect of serious, prohibitive illness over an extended period of time.
Would you be able to meet your financial commitments without a regular income?
Would you be able to achieve your goals and ambitions if you were unable to work?
If the answer to these questions is no, contact us today to discuss an income protection strategy tailored to the needs of your family.
Death Cover is important for people of all ages, especially those with dependents and large debts such as mortgages.
It provides beneficiaries with a lump sum that can be used to meet mortgage costs, other debts and future family expenses.
Many policies also make advance payments of the insured sum if the policy holder is diagnosed with a terminal illness.
Hello Wealth advises securing Death, Total Permanent Disablement and Trauma Cover as it affords you peace of mind, financial support and time to heal and recover free from detrimental financial stress.
Business Overheads Insurance ensures peace of mind that ongoing business expenses such as rent, property rates, vehicle leases and salaries will be met, by reimbursing eligible overheads as a monthly amount if policy holders are injured or too ill to work.
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